Well, we guess it had to happen eventually — Ford is putting plans in place to make its vehicles capable of self-repossession. At least it seems so from a patent application that was published last week, which reads like something written by someone who fancies themselves an evil genius but is just really, really annoying. Like most patent applications, it covers a lot of ground; aside from the obvious capability of a self-driving car to drive itself back to the dealership, Ford lists a number of steps that its proposed system could take before or instead of driving the car away from someone who’s behind on payments.
Examples include selective disabling conveniences in the vehicle, like the HVAC or infotainment systems, or even locking the doors and effectively bricking the vehicle. Ford graciously makes allowance for using the repossessed vehicle in an emergency, and makes mention of using cameras in the vehicle and a “neural network” to verify that the locked-out user is indeed having, say, a medical emergency. What could possibly go wrong?


[Matt] is one of those people we all hope we never to meet in real life. He’s a repo man. For those not familiar with the term, [Matt] is the guy who comes to pick up your car, boat or other asset when you fall behind on your loan payments. Generally, these repossession agents are contractors, working for the bank or loan agency who holds the loan on the collateral. As you might expect, no one is happy to see them coming.